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Long Term Care Insurance  

Last Updated: Nov 14, 2011 URL: Print Guide RSS UpdatesEmail Alerts

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Long Term Care Insurance

Long-term care Insurance: Contributes to the cost of residential or home care for persons unable to perform the ‘activities of daily life’ (qv) because of a disability or age-related condition. Pre-funded insurance plans are available for the health with no immediate care needs. Immediate plans are arranged only when care is actually needed and this often involves the purchase of an immediate care annuity payable directly tax –free to the host care home.


C. Bennett.  Dictionary of Insurance. 2nd ed.  (New York: Prentice Hall, 2004) , 198.

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